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Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Quote
An estimate of the cost of insurance based on information supplied to the insurance company.
Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
Insured
The person(s) entitled to coverage in case of an accident or loss.
Nonrenewal
The termination of an insurance policy at its normal expiration date.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
Negligence
The absence of ordinary care.
Premium
The money paid for an insurance policy based upon the coverage provided.
Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.
Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.
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